Fairness
Fair does not always mean 50/50.
Split 50/50, use fixed percentages, or divide proportionally to income. Set your default once and adjust any expense when life changes.
Emma 40%
Tom 60%Built for shared money, without extra friction
50/50 or incomesplit rules
No joint bankaccount needed
Budget + balancein one place
1 Pro plancovers both partners
More than splitting bills
Everything your shared financial life needs.
Designed around a household of two — from the everyday purchase to the end-of-month conversation.
Emma 40%Tom 60%Household budget
Budget together. Keep personal spending personal.
Set a monthly household budget and limits by category. Get a heads-up before spending drifts too far.
72%
Household budget$1,410 remaining
Live balance
Know who paid. Know who owes. Move on.
A real-time balance both partners can trust. Settle the full amount or close only through last month, with the entire breakdown ready.
Emma paid$2,184Tom paid$1,756The real world
Trips, installments, and subscriptions.
Track travel in local currency, know how many installments remain, and never lose sight of a recurring expense again.
✈
Tokyo · 8 days¥142,800 of ¥220,000
AI that adds clarity
Not just numbers. The story behind them.
Every month, Couplesplit analyzes how your household is changing and surfaces the context worth discussing — with comparisons, pace, and the categories driving the change.
Tap any insight to see why
Monthly view · tap a category to open its detail
Real Monthly Wrapped and in-app charts
Monthly Wrapped + reports
The whole month. And every detail behind it.
A story-style recap turns a month of transactions into something both of you can understand. See highlights, category changes, your final balance, and move forward cleanly. Then open the charts to understand categories, trends, and what each partner contributed.
Monthly Wrapped
A visual story of the changes, highlights, and final balance.
Monthly composition
See how spending is distributed across categories, month by month.
Spending by couple
Compare what each partner paid and how that split changes.
9 reports. More are coming.
More ways to understand your shared life, without another spreadsheet.
Pro is priced for a couple
One subscription for the relationship. Not one per person.
Couplesplit Pro unlocks every Pro feature for both partners for US$29.99 a year in the US App Store. That is about US$1.25 per person each month, billed annually.
Invite another couple and both couples get one month of Pro free.
Monthly and yearly auto-renewable subscriptions are available in the app.US$29.99a year · both partners
1subscription
2people with Pro
Up to 62% less than two annual Splitwise Pro subscriptions.
Also available for US$3.99 a month.
* Comparison uses two US$39.99 Splitwise Pro annual subscriptions in the US App Store. Prices checked July 20, 2026 and may vary by country or offer. Couplesplit · SplitwiseCouplesplit, up close
Every detail, designed to make sense at a glance.
Widgets, limits, Apple Pay, balances, and financial intelligence—a native experience that keeps both of you up to date.
One app. The full picture of your shared money.
Real questions from couples
The questions people ask before choosing an app.
Direct answers for choosing a fair rule, keeping separate accounts, and settling without turning money into a fight.
Explore all questionsFair splitShould couples split expenses 50/50 or by income?
50/50 works when incomes and comfort levels are similar. If incomes differ, a proportional split often feels fairer because each person contributes the same share of their income.
Read answerFair splitHow should we split rent when incomes are different?Start with each person’s share of total household income, then apply that percentage to rent. Adjust only if both agree that debt, savings goals, or usage changes the rule.
Read answerSeparate accountsHow can couples budget together with separate accounts?Keep personal accounts separate, but create one shared layer for household categories, budget limits, who paid, and the balance to settle.
Read answerShared expensesWhat counts as a shared expense in a relationship?A shared expense is usually something both people use, agreed to, or benefit from as a household. Personal upgrades and individual choices should stay separate unless both agree.
Read answerSettlementHow often should couples settle shared expenses?Most couples do best with a predictable rhythm: monthly for a full household review, or every two weeks when cash flow is tight.
Read answerSettlementHow do couples track who paid for what?Track spending and payment as two different facts: what the household consumed, and who fronted the money. That keeps the balance clear.
Read answerFrequently asked
Everything you may want to know.
Couplesplit is a native iPhone app that helps couples split shared expenses fairly, manage a household budget, understand spending, track installments and recurring costs, organize trips, and settle up clearly.
Your shared life, clearly
Make money the easiest part of your relationship.
Download Couplesplit, invite your partner, and get organized together today.